Budgeting & Saving

Personal Loans
Personal Loans

Calculating Effective Interest Rate vs Applied Interest Rate

by ValueChampion Editorial Team on May 6, 2024

When you’re looking to apply for a personal loan from a bank, you would’ve seen the terms effective interest rate (EIR) and applied interest rate...

News & Analysis
News & Analysis

Key Financial Trends of April 2024

by ValueChampion Editorial Team on May 3, 2024

In this month’s roundup of the latest economic, business, and financial news, Singapore posted a 2.7% GDP growth in Q1 2024, Chinese tourists have spent...

Budgeting & Saving
Budgeting & Saving

Best Low-Cost Overseas Wedding Shoot Packages

by ValueChampion Editorial Team on May 3, 2024

How much does it cost to organise overseas wedding shoots? What are the pros and cons of such an arrangement? Here’s what you need to...

Budgeting & Saving
Budgeting & Saving

5 Reasons You Must Have an Emergency Fund and How To Build It

by Joyce Chua on May 3, 2024

An emergency fund comes in handy for many unexpected life events, and you will thank yourself many times over for setting one up. Think of...

Car Loans
Car Loans

Your Essential Guide to Buying a Used Car in Singapore

by ValueChampion Editorial Team on May 3, 2024

Buying a car in Singapore is extremely expensive, which makes used cars an attractive option. In this guide, we’ll cover everything you need to know...

Retirement
Retirement

How Can You Protect Your Wealth As You Near Retirement?

by ValueChampion Editorial Team on May 3, 2024

When we retire, we trade our 9-5 and monthly paycheck for access to our retirement fund and all the time in the world. However, in...

Budgeting & Saving
Budgeting & Saving

How To Save More On Your Income Taxes in Singapore

by ValueChampion Editorial Team on May 3, 2024

Paying your income tax isn’t what you might call a satisfying experience. However, you can take away some of the pain by minimising your total...

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