With countries now welcoming back travel-hungry tourists, many people are eager to hop on the next flight to their favourite cities. If you’re one of those who are raring to go, be sure to get the right travel insurance plan in Singapore before embarking on your trip. Equipping yourself with adequate insurance coverage would be extra security for you and your travel companions as you embark on your next vacation.
Related: Three Types of People Who Should Get Annual Travel Insurance
Mandatory Travel Insurance: Which Countries Require a Travel Insurance in Singapore
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Find The Best Travel Insurance PlansFind Out More
Even if you’re fully vaccinated, make sure to sign up for travel insurance package from a trusted insurer before setting off.
Countries that require you to have a travel insurance in Singapore before travelling includes (as of 30 January 2024):
- Antarctica
- Bermuda
- Bhutan
- Cuba
- Ecuador
- Jordan
- Myanmar
- Nepal
- Qatar
- Russia
- Rwanda
- Saudi Arabia
- Schengen Countries
- Seychelles
- Turkey
- Ukraine
Source: Los Angeles Times
Related: How Travel Insurance Can Protect Your Refund Rights for Flight Cancellations and Delays
Is Travel Insurance Still Essential?
It is well and good if you are enjoying a smooth trip. But when things get turbulent, travel insurance often serves as a lifesaver that can help travellers turn things around with minimal financial losses.
Here are some scenarios in which travel insurance will come in handy:
If You Have To Cancel Your Trip
Whether you have to cancel a trip before departure due to natural calamities or personal reasons, you’ll be entitled to claim forfeiture of deposits or charges such as flights and hotels that are unrecoverable.
If You Get Sick or Injured Abroad
This is one of the key reasons that many travellers purchase travel insurance. It ensures high-quality medical care and reimburses medical costs so that you don’t have to pay out of your pocket. Depending on the coverage, you can also arrange for a medical evacuation if needed.
If You Experience Travel Delays
Travel delays can leave you stranded and cause all sorts of inconveniences in your trip. If you are protected by travel insurance, you will be reimbursed for any necessary and eligible expenses such as meals, accommodation and transportation during a covered delay.
If You Face an Unexpected Crisis
If you’re caught in a crisis abroad but not sure how to handle it, travel insurance will usually provide 24-hour hotline assistance. This ensures that you’ll not be stranded in a compromising position without any help.
Safer travel starts with travel protection. If you’re planning to take an overseas trip soon, you can seek the advice of trusted insurers for a suitable travel insurance in Singapore to guard against potential travel problems.
For instance, with Allianz Travel Insurance, you’ll find comprehensive travel insurance packages ranging from single trip, multi-trip, annual protection to even rental car protector. In addition, the Allianz Travel Insurance’s COVID-19 coverage is the same as their general coverage, and they provide medical and emergency transportation on top of their 24/7 medical assistance.
Single Trip Comprehensive Bronze | Single Trip Comprehensive Silver | Single Trip Comprehensive Platinum | |
---|---|---|---|
Trip Cancellation Coverage | S$5,000 | S$5,000 | S$10,000 |
Trip Interruption Coverage | N.A. | S$5,000 | S$15,000 |
Trip Delay Coverage | S$800 | S$1,200 | S$1,600 |
Emergency Medical Coverage | S$250,000 (69 years old and below) S$50,000 (70 years old and above) | S$500,000 (69 years old and below) S$75,000 (70 years old and above) | S$1,000,000 (69 years old and below) S$100,000 (70 years old and above) |
Emergency Transportation Coverage | S$1,000,000 | S$1,000,000 | S$1,000,000 |
You can check out Allianz Travel Insurance in full here. Ready to book your travel insurance with Allianz? You can do so here.
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This article was written in collaboration with Allianz Travel. While we are sponsored by them, we still review products and services with an objective lens and stay true to our mission — providing you with the best recommendations and advice to make smarter financial decisions.
Read More:
Average Costs and Benefits of Travel Insurance
Travel Essentials Checklist For Your Family Vacation
5 Budget Travel Tips to Save Money On Your Next Holiday
How To Survive and Thrive as a Solo Traveller
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