Aspire Corporate Debit Card is a great debit option for tech-forward start-ups with large advertising budgets. Account holders can earn up to 1% cashback on online marketing and SaaS. While both categories are merchant-restricted, the list of qualifying vendors is quite comprehensive, ranging from Facebook & Google ad services to Hubspot, Slack, Zoom and many more. Account holders also have special access to deals and discounts with a variety of Aspire partners, like Quickbook and more. Finally, Aspire Corporate Debit Card has no annual fee, which is great for smaller start-ups looking for an affordable SME option. Ultimately, modern companies with budgets focused on online services should definitely consider Aspire Debit Corporate Card.

What Makes Aspire Corporate Debit Card Stand Out

Aspire Corporate Debit Card is an excellent debit option for today's tech-forward start-ups with large marketing budgets. Account holders earn 1% cashback for their online advertising and software subscription spend. This rate is provided only for expenditures with a limited list of merchants but the qualifying list of vendors is quite comprehensive.

Aspire Corporate Debit Card's cashback rates are further complemented by over S$50k worth of perks with Aspire's many partners. Again, these partners are a great match for SMEs with primarily digital spend. While specific benefits may change, account holders can typically enjoy boosted cashback, 50% discounts, S$100s in credits and even freebies with companies like Hubspot, Dropbox, Google Ads, and more. Many of these firms are also rewards-qualifying merchants, making it easy for account holders to double up on savings.

Unfortunately, Aspire Corporate Debit Card isn't a great match for all SMEs. Spend outside of online marketing and SaaS isn't eligible for cashback rewards. As a result, companies with broader and more diverse budgets might prefer a corporate card with a higher base rate. In fact, there are several options that offer anywhere from 0.30% to 1.5%+ on general spend. Aspire Corporate Card is also best fit for smaller companies at the moment. Only business directors at firms registered in Singapore with the ACRA are eligible to apply and employers currently cannot issue cards to their employees (though this feature is soon-to-come).

Even still, Aspire Corporate Debit Card's general benefits boost its value and make it truly worthwhile for digital start-ups. Even beyond the rates and perks, account holders enjoy record-low foreign transaction fees of 0.50% (compared to up to 3.25% with some competitors). Additionally, account holders never need to pay an annual fee. Overall, Aspire Corporate Debit Card is perhaps the best option on the market for smaller tech-savvy businesses who want to make the most of their digital spend.

How Does Aspire Corporate Debit Card's Rewards Program Work?

Use our quick guide below to learn how to redeem Aspire Corporate Debit Card's rewards.

Aspire Corporate Debit Card's Features and Benefits:

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How does Aspire Corporate Debit Card Compare to Other SME Cards?

Read our comparisons of Aspire Corporate Card to other cards and learn what makes each card unique in their own way. We compare and contrast each card to highlight its uniqueness to help you identify the card that you need.

Aspire Corporate Debit Card v. DBS Visa Platinum Business
Learn More Learn More	Annual Fee: Stand-Out: Boosted cashback for 1st month
DBS Visa Platinum Business Card is one of the best "everyday cashback" SME credit cards currently on the market. Every S$1 spend–including on recurring bills (Starhub, M1 Limited, SP Services & more)–earns 0.40% rebate, which roughly aligns with the market standard. What really stands out, however, is that this rate is often boosted to an incredible 5% for the 1st month. As a result, DBS Visa Platinum is a great option for companies with big upcoming expenses. DBS Visa Platinum Business Card is also quite attractive given its affordability. Even though there is a S$192.6 annual fee (unlike Aspire Corporate Card, which is free), this amount is still S$100s less than that charged by many other SME cards. In addition, cardholders have access to S$1 million in free travel accident insurance and up to US$1.65 million annual coverage for employee misuse–unlike Aspire Corporate Card, DBS Visa Platinum can be issued to employees. Overall, traditional businesses with broader and more diverse budgets might prefer DBS Visa Platinum Credit Card.

Aspire Corporate Debit Card v. Maybank Business Platinum
Learn More Learn More	Annual Fee: Stand-Out: Travel & local dining discounts, 2-yr fee waiver
Maybank Business Platinum is an affordable everyday cashback credit card for companies that stands out for its incredible array of perks. Account holders earn points for their daily spend, which translate to 0.40% cashback in terms of redemption value. While this rate is slightly higher than the 0.30% market standard, it's still possible to earn higher rates with other SME cashback credit and debit cards–especially those with boosted category rates (like Aspire Corporate Card). Still, Maybank Business Platinum Card's broad nature is actually a benefit as it provides flexibility. This flexibility also carries over to the card's perks. Account holders can enjoy functional benefits–like flexible credit limits, automatic bill pay and extended interest-free crediting–as well as more pleasant perks, like dining discounts and travel privileges. Even with these perks, Maybank Business Platinum Card is still quite affordable with a S$180 fee, waived 2 years. Overall, businesses who want a straightforward rebate credit card with diverse and extensive benefits (but not a high fee) might be interested in Maybank Business Platinum Card.

Aspire Corporate Debit Card v. UOB Platinum Business
Learn More Learn More	Annual Fee: Stand-Out: Extensive discounts on utilities, logistics and other essential business services
UOB Platinum Business Credit Card is simple and straightforward–account holders earn 0.30% cashback on all spend. While this rate is fairly average and doesn't stand out by itself, UOB Platinum Business Card is still worth considering for those who prioritise discounts on utilities, logistics, and other essential business services. For example, like Aspire Corporate Card, UOB Platinum Business Card offers discounts and deals with a variety of popular merchants. However, UOB Platinum Business Card's partners are focused more on operations than marketing or advertising. In fact, the UOB Commercial Privileges programme focuses on "Essentials & Services" (IT Essentials, Kumpulan Office Supplies, Nespresso Professional), "Utilities" (iSwitch, Union Power, Senoko Energy & more), and "Travel & Logistics" (Agoda, Expedia & DHL Express). Discounts with these vendors particularly caters to SMEs that spend a great deal on business basics.

Aspire Corporate Debit Card v. DBS Visa Platinum Business
Learn More Learn More
Annual Fee: Stand-Out: Boosted cashback for 1st month
DBS Visa Platinum Business Card is one of the best "everyday cashback" SME credit cards currently on the market. Every S$1 spend–including on recurring bills (Starhub, M1 Limited, SP Services & more)–earns 0.40% rebate, which roughly aligns with the market standard. What really stands out, however, is that this rate is often boosted to an incredible 5% for the 1st month. As a result, DBS Visa Platinum is a great option for companies with big upcoming expenses. DBS Visa Platinum Business Card is also quite attractive given its affordability. Even though there is a S$192.6 annual fee (unlike Aspire Corporate Card, which is free), this amount is still S$100s less than that charged by many other SME cards. In addition, cardholders have access to S$1 million in free travel accident insurance and up to US$1.65 million annual coverage for employee misuse–unlike Aspire Corporate Card, DBS Visa Platinum can be issued to employees. Overall, traditional businesses with broader and more diverse budgets might prefer DBS Visa Platinum Credit Card.

Aspire Corporate Debit Card v. Maybank Business Platinum
Learn More Learn More
Annual Fee: Stand-Out: Travel & local dining discounts, 2-yr fee waiver
Maybank Business Platinum is an affordable everyday cashback credit card for companies that stands out for its incredible array of perks. Account holders earn points for their daily spend, which translate to 0.40% cashback in terms of redemption value. While this rate is slightly higher than the 0.30% market standard, it's still possible to earn higher rates with other SME cashback credit and debit cards–especially those with boosted category rates (like Aspire Corporate Card). Still, Maybank Business Platinum Card's broad nature is actually a benefit as it provides flexibility. This flexibility also carries over to the card's perks. Account holders can enjoy functional benefits–like flexible credit limits, automatic bill pay and extended interest-free crediting–as well as more pleasant perks, like dining discounts and travel privileges. Even with these perks, Maybank Business Platinum Card is still quite affordable with a S$180 fee, waived 2 years. Overall, businesses who want a straightforward rebate credit card with diverse and extensive benefits (but not a high fee) might be interested in Maybank Business Platinum Card.

Aspire Corporate Debit Card v. UOB Platinum Business
Learn More Learn More
Annual Fee: Stand-Out: Extensive discounts on utilities, logistics and other essential business services
UOB Platinum Business Credit Card is simple and straightforward–account holders earn 0.30% cashback on all spend. While this rate is fairly average and doesn't stand out by itself, UOB Platinum Business Card is still worth considering for those who prioritise discounts on utilities, logistics, and other essential business services. For example, like Aspire Corporate Card, UOB Platinum Business Card offers discounts and deals with a variety of popular merchants. However, UOB Platinum Business Card's partners are focused more on operations than marketing or advertising. In fact, the UOB Commercial Privileges programme focuses on "Essentials & Services" (IT Essentials, Kumpulan Office Supplies, Nespresso Professional), "Utilities" (iSwitch, Union Power, Senoko Energy & more), and "Travel & Logistics" (Agoda, Expedia & DHL Express). Discounts with these vendors particularly caters to SMEs that spend a great deal on business basics.

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