Credit Cards
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Cashback Credit Cards
UOB One Credit Card
Maximum cashback for stable budgets.
Pros
- Good fit for budgets of at least S$2,000 per month
- Easy cashback on daily spend
- Gives rebates for paying bills
Cons
- Doesn't fit inconsistent budgets
- Annual fee
UOB Absolute Cashback Card
UOB Absolute Cashback gives you 1.7% limitless cashback on all categories, no limits, no minimums and no caps.
Pros
- Unlimited cashback
- No min, caps or exclusions
- American Express Card privileges
Cons
- Low cashback rate for smaller budgets
- Annual fee
UOB EVOL Card
Everyday cashback on online and contactless spend
Pros
- Easy to use cashback card
- Great for budgets of at least S$600/month
- Rewards all online and mobile spend
Cons
- Cashback capped at S$60/mo
HSBC Advance Credit Card
People with high expenses will appreciate the HSBC Advance Credit Card cashback potential.
Pros
- Great fit for budgets between S$2,000 and S$8,000/month
- Easy, low-maintenance cashback
Cons
- Lacks travel perks
- Doesn't fit highly specialised spend behaviors
HSBC Visa Platinum Credit Card
Affordable Rewards Card for Cashback + Miles.
Pros
- Great local dining & groceries rewards
- Suitable for moderate budgets (S$1,600+/month)
- Cashback & miles rewards
Cons
- Limited miles & travel perks
- Not suitable for frequent online shoppers
CIMB Visa Infinite
CIMB Visa Infinite Credit Card is a great fit for travellers who spend a lot overseas.
Pros
- Best fit for monthly budgets above S$2,000
- Unlimited 2% cashback on travel, overseas and online
- No annual fee credit card
Cons
- Lack cashback on essentials (ie groceries, bills)
- Doesn't reward airline & hotel spend
- Not a good fit for low-spenders
CIMB Visa Signature
With CIMB Visa Signature Card, you can earn 10% cashback on online retail, beauty, pet shops, groceries, and cruise line transactions.
Pros
- Rewards online shopping, groceries and beauty spend
- Rewards pet spend and cruises
- No annual fee credit card
Cons
- Lacks discounts on transport & petrol
- Doesn't fit frequent travellers
- 10% cashback is capped at S$100 per statement month
CIMB World Mastercard
CIMB Word MasterCard is one of the highest unlimited cashback cards on the market.
Pros
- Enjoy 2% unlimited cashback on eligible merchant categories and 1% unlimited cashback on other spend
- Benefits highly diversified spending
Cons
- Minimum spend of $1,000 to enjoy the upsized 2% cashback on eligible merchants
- Travel, dining out and petrol spend are not eligible for upsized cashback
Air Miles Credit Cards
UOB Lady's Card
What makes UOB Lady's Card unique is that it allows you to select a preferred spend category, be it beauty, dining, entertainment or fashion, and accelerate your accrual of miles on the selected category
Pros
- High miles rewards (30 miles per $5 spent) on two categories of spending
- No minimum spend
Cons
- Cap of 2,800 bonus UNI$ (5,600 miles, equivalent to S$1,000 spend) per month
- Points have a 2 year expiry
KrisFlyer UOB Credit Card
UOB KrisFlyer Credit Card is a great option for SIA Loyalists who tend to fly on a budget.
Pros
- 3 mi per S$1 on SIA, SilkAir, Scoot & KrisShop
- Up to 3 mi on dining, transport, online shopping & travel
- Expedited KF Elite Silver status, Scoot privileges
- 10,000 annual bonus renewal miles
Cons
- Just 1.2 mi on non-category overseas spend
- No lounge access perks
- No spend-based fee-waiver
UOB PRVI Miles Visa Card
UOB PRVI Miles Visa Card is a great fit for high spenders and frequent travelers looking to rapidly accrue miles, with no min spend both at home, abroad and on travel bookings.
Pros
- Great for rapid miles accrual
- Awards high spend on airlines & hotels
- Complimentary travel insurance
Cons
- Doesn't fit infrequent travellers with mostly local budgets
- Lacks luxury perks & privileges
HSBC Revolution Credit Card
Great for social spenders who shop online with no annual fee.
Pros
- Great rewards for online shopping and contactless payments
- No-fee card
Cons
- Lacks rewards for frequent travellers who spend large amounts overseas
- Not suitable for low budgets
American Express Singapore Airlines Business Credit Card
Best SME credit card for business travellers.
Read Full Review
Pros
- Firms that frequently conduct business overseas
- Companies with travelling upper-management execs
- Businesses who typically book with a variety of airlines
Cons
- Small businesses who only operate locally
- Those who rarely fly with SIA
Learn More In Our Detailed Round Ups
Best Cashback Credit Cards in Singapore
Check out the best cashback credit cards in Singapore, considering factors such as annual fees, cashback rates and consumer spending habits to help streamline your decision process.
Best Air Miles Credit Cards in Singapore
Our research team analysed the fine print for all the best air miles credit cards in Singapore to identify which cards provide the highest value-to-consumers.
